Young Travellers Langzeit-Auslandsreiseversicherungen

Young Travellers Auslandskrankenversicherungen

Weltreise, Work & Travel, Auslandsstudium, Digital Nomads & Langzeitreisen

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E-Mail:
customers@young-travellers.com
Telefon:
+49-8052-9579646

Insurance Options for Young Travellers abroad

Thank you for your interest in our comprehensive insurance solutions for young travellers staying abroad, available for durations of up to 5 years. Specifically tailored for participants with Internships Down Under, this insurance covers all types of work abroad, including internships, and offers protection for medical treatments related to a wide range of activities, including hazardous sports such as diving, climbing, and horse riding.

Insurance Coverage Options:

  • Health Insurance:Available with or without a deductible. We recommend the "Premium" plan, which features no deductible and offers unlimited insured sum.
  • Accident and Liability Insurance (Basic Cover at 5.40 € per month) or
  • Accident, Liability and Luggage Insurance (Comfort Cover at 13.50 € per month), also covering your luggage up to 2,000 € for the entire insured period.
  • Cancellation cost and trip interruption insurance (no deductible) for travel prices up to 20,000 €


Insured sums:

  • Health Insurance: unlimited
  • Liability Insurance: 1.5 million €
  • Accident Insurance: 125.000 € in case of invalidity
  • Luggage Insurance: 2,000 €
  • Cancellation cost & trip interruption insurance: up to 20,000 €


How to apply:
When applying for health insurance, you will automatically be offered the additional options of Basic and Comfort Cover in the second step. If health insurance is not required, you may still apply for either Basic or Comfort Cover on their own. Bookings are possible at any time before departure.

Appliction for cancellation cost & trip interruption insurance can in the lower part of this website

For full pricing details, please refer to the charts below. You can review policy conditions under "In Short Terms" on our website. Applications can be submitted directly here:
 

Apply for Health Insurance, Basic & Comfort Cover here

Rates Young Travellers Travel Health Insurance
Duration of stay abroad:up to 21 years
(Young Travellers)
22 - 39 years
(Young Travellers)
40 - 55 years
(Young Travellers Plus)
Rates excluding USA, Canada and Mexico (per person and month)
BasicPremiumBasicPremiumBasicPremium
1 - 12 months30 €49 €37 €55 €49 €72 €
1 - 60 months42 €68 €56 €94 €83 €129 €
Additional Packages (also available without health insurance): Basic Cover including accident and liability insurance at 5.40 € per month or Comfort Cover including accident, liability and luggage insurance (2,000 Euro luggage) at 13.50 € per month.
Age limits and payment by instalments: The correct rate is determined by your age on the day of departure, which is the day your first contract or extension (subsequent contract) starts. You can chose one of the available options to pay by instalments - e.g. monthly payment.
Extensions (subsequent contracts): Please avoid extensions (subsequent contracts) as they are detrimental for you: (1) Extensions (subsequent contracts) must be approved, meaning that they also can be rejected, (2) You have to answer health questions, (3) claims for damages already occured are excluded and not covered by extensions (subsequent contracts), (4) Rates for extensions (subsequent contracts) are determined by your age at the time of application. In case you paid the rate for 1-12 months so far and now are travelling more than 12 months in total, the higher rate for 1-60 months will be charged retroactively. We recommend to apply for the maximum period right from the beginning and to chose monthly payment by instalements. Your contract can be cancelled as per day of your return to your home country.
Tariff Young Travellers Plus (age 40-55 years) does exclude medical treatment of pre-conditions. All diseases existing on the day of application for your contract are excluded. As well, foreseeable effects of diseases or accidents being medically treated in the past 6 months before date of application are excluded - even if they are completely cured. There are no such exclusions valid for tariff Young Travellers.
Stays in USA, Canada and Mexico: Rates excluding USA, Canada and Mexico are also valid for transits in USA, Canada and Mexico. If your contract has been booked for at least 7 months excluding USA, Canada and Mexico, one stay of max. 14 days in USA, Canada or Mexico is covered as well. There are two options for travellers staying more than 14 days in USA, Canada or Mexico: (1) You apply for tariff version including USA, Canada and Mexico for the entire stay abroad or (2) You apply for tariff version excluding USA, Canada and Mexico for the entire stay abroad and contact us, if you decided to visit these countries. We will issue another (second) policy only for the period of stay in USA, Canada or Mexico for you.

Cancellation Cost & Trip Interruption Insurance

If you would also like to insure your stay abroad in the event of cancellation before departure or interruption of the trip, you can purchase the Young Traveller Trip Cancellation Insurance and Trip Interruption Insurance. This insurance must be purchased no later than 30 days before departure from your home country.

Apply for cancellation cost & trip interruption insurance here


Young Travellers Cancellation Cost and Trip Interruption Insurance (no deductible)
travel price up to:rate per personrate per family
100 €10 €39 €
250 €23 €39 €
500 €38 €39 €
750 €50 €53 €
1,000 €59 €66 €
1,500 €71 €78 €
2,000 €95 €104 €
2,500 €122 €134 €
3,000 €134 €161 €
10,000 €5.0 %5.3 %
20,000 €5.5 %5.9 %
Travel price: Total of all travel services you booked for the trip before departure, such as: flights, accommodation, internship costs, tours, sports courses, rental cars, tuition fees, language school fees, and visa costs.
Family: 1 or 2 adults + at least 1 minor child up to 21 years if age, max. 7 persons in total.

Any questions?

If you have any questions or would like professional consulting, simply click here and send an email to Young Travellers!

Claims Service:

You have free choice of doctors and hospitals!

In-patient medical treatment:
In case of hospital stays of at least 1 night, please do not make payments to the hospital, but call the 24/7 hotline. They will take care of all necessary steps, exchange documents with the hospital and also pay the hospital. Please keep your policy number and contact data of the hospital available and call the 24/7 hotline: +49-40-55557877

Outpatient medical treatment:
In case of visits to doctors (outpatient), please pay the doctor and submit all claims documents after medical treatments have been finished by this

Online Claims Tool

In short terms:

Health insurance, Basic or Comfort cover:
Can be booked anytime before departing from your home country (permanent residence).

Maximum duration: 5 years
Maximum age on the day of departure: 55 years

Differences between Young Travellers Health Insurances (Basic and Premium):

  • Basic: maximum € 200 deductible per year and only for outpatient treatments , pain-relief dental treatment limited to €300 per year, no preventive care.
  • Premium: No deductible, unlimited pain-relief dental treatment, preventive care included.

Young Travellers travel insurance can be booked by individuals from any country (except the UK). All documents (policies, terms) are sent via email in English, German, and Spanish. Monthly payments can be selected during the booking process.

Unsure of your stay duration?
To avoid extensions, book for the longest period you think you may need. If you return home earlier than planned, you can cancel the policy by emailing us your return flight confirmation.

Insurer: HanseMerkur

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