Travel Insurance

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Cheap Travel Health Insurance

Young Travellers Travel Health Insurance with comprehensive benefits and low premiums for long-term travellers. Ideal travel insurance especially for flexible itinerary and free combination with other travel insurance modules:

  • unlimited insured sum - no deductible
  • cheap premiums for full benefits - from 19 € a month
  • no additional premium for stays in USA & Canada of less than 50 % of your total trip length
  • insurance cover both for illness and accidential injury
  • vaccinations becoming neccessary abroad covered
  • all kinds of sport as well as work abroad covered
  • pregnancy & birth covered
  • medical transport back home covered
  • 8 weeks coverage per year in case of preliminary return to your home country
  • 3 days extra coverage beyond the last insured month
  • refund of premiums in case of premature end of your insured trip


Young Travellers health insurance is available for all travellers up to 55 years of age, staying abroad for any reason. "The younger, the cheaper" premiums make sure that there are extraordinarily low premiums available for young people looking for health insurance coverage e.g. for semesters abroad, work and travel, round-the-world-trip or school exchange. Insurance documents automatically will be issued both in German and English.

Benefits Travel Health Insurance Young Travellers
Scope: temporary stays abroad (max. 24 months) as well as stays in Germany (Schengen).
Policyholder is anyone who´s permanent place of residence or company domicile is Germany or another member state of the European Union (home country). Insured persons are all persons mentioned by name in the insurance policy. Policyholder and insured persons must not be identical. (Please contact us, if your permanent place of residence is not an EU member state.)
Begin of insurance cover: Your health insurance begins with the start of your insured stay (departure from home country). End of insurance cover: Your health insurance ends on expiration of the insured period or earlier if you have finished your insured stay (return to home country) earlier than planned.
Newborns: Children born during your insured stay abroad will be covered with retroactive effect from their birthday by "Young Travellers" insurance tariffs, provided that at least one parent has been covered too by "Young Travellers" insurance tariffs on the child´s birthday and that your application for covering your newborn was made within 2 months after the day of birth.
Insured sum: unlimited (no maximum refund)
Deductible: no
Insured benefits in case of illness or accidential injury:
Medically necessary treatment, which is performed or prescribed by doctors. Medical treatment and medicine must be recognized by conventional medicine. Alternative treatments are covered, if no conventional methods or medicines are available:
in-patient treatment in a hospital100 %
outpatient treatment100 %
operations100 %
diagnostic X-rays100 %
radiation therapy, phototherapy and other physical treatments100 %
massages, medicinal packs, inhalations and physiotherapy100 %
drugs, medicines and bandages100 %
vaccinations becoming necessary during your insured stay100 %
pain-relieving dental treatment including basic dental fillings100 %
repair of existing dentures and existing dental prostheses100 %
temporary dentures or temporary dental prostheses after an accident100 %
pacemakers and prostheses, if they become necessary for the first time during your insured stay and are required to guarantee that you can be transported100 %
aids, which become necessary for the first time during your insured stay (e.g. rental of a wheelchair)100 %
a maximum of 5 out-patient psychoanalytical or psychotherapeutic sessions100 %
medically necessary rehabilitation treatments100 %
refund of telephone costs up to 25 € per insured event in case you had to contact the insurer´s emergency hotline25 €
medical treatment in case of pregnancy occured before and during of your insured stay:
medical treatment of pregnancy complications100 %
termination of pregnancy on medical grounds100 %
premature birth up to and including the 36th week of pregnancy100 %
medical treatment for your newborn child in the event of premature birth up to and including the 36th week of pregnancy100 %
medical treatment in case of pregnancy occured during of your insured stay:
prenatal care including ultrasound examinations100 %
medical treatment of pregnancy complications100 %
in-patient and outpatient medical delivery of the baby including additional costs of a ceasarean becoming medically necessary100 %
termination of pregnancy on medical grounds100 %
obstretricians and midwives100 %
postnatal care for mother and newborn babies100 %
psychological help:
initial counselling by telephone (psychological assistance) in case you get in an emergency100 %
hospital daily benefit:
You can chose a daily benefit instead of submitting actually invoiced costs of in-patient medical treatments, if you inform the insurer of your choice right at the beginning of the treatment. The daily benefit of 50 € will be paid for a maximum of 30 days, starting with the first day of your in-patient treatment.yes
in-patient treatment of minor children:
costs of accommodation of 1 person to accompany the child while she/he is in hospital100 %
unability to be transported at the end of your insured stay:
continuing cover for costs of medical treatment until the day on which you can be moved100 %
return transport and ambulance service:
organisation and cost takeover of a medically reasonable and justifiable return transport to your home country by medically adequate means of tranport100 %
return of your luggage to your home country in case of a return transport has been organised for you100 %
costs of medically required ambulance service in a suitable hospital abroad for in-patient treatment or initial outpatient treatment100 %
death:
costs of organisation and repatriation to your last place of residence prior to the start of your insured stay100 %
alternatively costs of your burial abroad up to the amount of repatriation costs100 %
return of your luggage back to your last place of residence prior to the start of your insured stay100 %
advice on medical care or medicines:
provision of information about options available for medical care and, if possible, naming of an English-speaking doctor100 %
advice on medicines, which are necessary during the insured stay as well as substitutional medicinal products if medicines, which you require during your insured stay, got lost100 %
help in the case of hospitalisation:
establishing contact between a doctor appointed by the insurer and hospital doctors giving treatment including consulting your GP if necessary and, if requested by you, informing your relatives100 %
organisation and costs of the journey of 1 person close to you to the place of your hospitalisation and back to her/his place of residence in case you are expected to stay in hospital for more than 5 days100 %
guarantee to pay costs to the hospitalyes
care for accompanying children or persons in need:
Organisation and costs of the return journey of minor children or persons in need in case you can no longer care for them due to illness, accidental injury or death. Alternatively organisation and cost the journey of 1 person close to you to the place of your stay and back.100 %
search, rescue and recovery costs:
in case of an accident you suffered, up to10,000 €
Insurance cover in your home country in case of interruption of your stay abroad:
(interruption = temporary return to your home country and resumption of your trip not later than 8 weeks and within the insured period)
8 weeks cover per insurance year in case of single or multiple interruption. Benefits according to terms & conditions of your insurance booked.
Please note:
This overview is a packed description of insured benefits. Contractual basis of your insurance cover are terms & conditions provided when you have booked your insurance policy.

Premiums for all stays worldwide

You will spend less than 50 % of your trip in USA & Canada? You are looking for a flexible travel insurance allowing you to change your itinerary later on? Young Travellers offers flexible premiums & solutions!

Travel Health Insurance Young Travellers
worldwide up to 24 months - no deductible
Premiums are applicable, if you will be staying entirely or at least 51 % outside USA/Canada.
Premiums for:0-25 years26-35 years36-45 years46-55 years
1 month19 €24 €32 €39 €
2 months40 €50 €66 €80 €
3 months63 €78 €102 €123 €
4 months88 €108 €140 €168 €
5 months115 €140 €180 €215 €
6 months144 €174 €222 €264 €
7 months175 €210 €266 €315 €
8 months208 €248 €312 €368 €
9 months243 €288 €360 €423 €
10 months280 €330 €410 €480 €
11 months319 €374 €462 €539 €
12 months360 €420 €516 €600 €
13 months403 €468 €572 €663 €
14 months448 €518 €630 €728 €
15 months495 €570 €690 €795 €
16 months544 €624 €752 €864 €
17 months595 €680 €816 €935 €
18 months648 €738 €882 €1,008 €
19 months703 €798 €950 €1,083 €
20 months760 €860 €1,020 €1,160 €
21 months819 €924 €1,092 €1,239 €
22 months880 €990 €1,166 €1,320 €
23 months943 €1,058 €1,242 €1,403 €
24 months1,008 €1,128 €1,320 €1,488 €
Refund of premiums: All premiums per person and per insured period. In case of premature return back home, your policy will be terminated by the end of the last travel month, resulting in a refund of remaining premiums.
Young Travellers Bonus: If your trip terminates during the first 3 days of a travel month, no additional premium will be charged for that month! This bonus automatically will be considered and allowed during booking process. Example: Travel period 01.01.-03.06. = only 5 months will be paid.
Booking term: At any time before departure from your home country (begin of your trip).
Age limits: Your age on the day of taking out your policy is defining your premium.
Travel Health Insurance Young Travellers
worldwide up to 24 months - no deductible
Premiums are applicable, if you will be staying at least 50 % inside USA/Canada.
Premiums for0-25 years26-35 years36-45 years46-55 years
1 month29 €39 €49 €59 €
2 months59 €80 €101 €122 €
3 months90 €123 €156 €189 €
4 months123 €168 €214 €260 €
5 months158 €215 €275 €335 €
6 months195 €264 €339 €414 €
7 months234 €315 €406 €497 €
8 months275 €368 €476 €584 €
9 months318 €423 €549 €675 €
10 months363 €480 €625 €770 €
11 months410 €539 €704 €869 €
12 months459 €600 €786 €972 €
13 months510 €663 €871 €1,079 €
14 months563 €728 €959 €1,190 €
15 months618 €795 €1,050 €1,305 €
16 months675 €864 €1,144 €1,424 €
17 months734 €935 €1,241 €1,547 €
18 months795 €1,008 €1,341 €1,674 €
19 months858 €1,083 €1,444 €1,805 €
20 months923 €1,160 €1,550 €1,940 €
21 months990 €1,239 €1,659 €2,079 €
22 months1,059 €1,320 €1,771 €2,222 €
23 months1,130 €1,403 €1,886 €2,369 €
24 months1,203 €1,488 €2,004 €2,520 €
Refund of premiums: All premiums per person and per insured period. In case of premature return back home, your policy will be terminated by the end of the last travel month, resulting in a refund of remaining premiums.
Young Travellers Bonus: If your trip terminates during the first 3 days of a travel month, no additional premium will be charged for that month! This bonus automatically will be considered and allowed during booking process. Example: Travel period 01.01.-03.06. = only 5 months will be paid.
Booking term: At any time before departure from your home country (begin of your trip).
Age limits: Your age on the day of taking out your policy is defining your premium.

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